Green Country Home Buyers Can Take Over Your Mortgage Payments

Selling a house can be stressful, especially if you’re behind on payments or facing financial challenges. But did you know there’s a faster, simpler solution? At Green Country Home Buyers, we can buy your house fast by taking over your mortgage payments. Providing you with relief and helping you move forward.

What Does It Mean to Take Over Mortgage Payments?

When we take over your mortgage payments, we assume responsibility for paying your loan on your behalf.

Here’s how it works:

You don’t have to pay off the loan yourself.
We make monthly payments directly to your lender, ensuring the mortgage stays current.
Ownership of the property transfers to us, but the loan remains in your name unless refinanced later.
We take care of all closing costs.
No commissions or fees.

This approach is often referred to as a subject-to agreement, meaning we purchase your property subject to the existing mortgage.

Why Would You Sell Your House This Way?

Allowing us to take over your mortgage payments is an ideal solution if:

You’re Behind on Payments: Avoid foreclosure and protect your credit by ensuring the loan is paid up to date and on time.
You Need to Sell Your House Fast: Skip the delays of traditional sales and close quickly.
Your Mortgage is Underwater: If your home is worth less than the loan balance, a subject-to agreement can help you sell without paying the difference.
You’re Relocating: Move forward without worrying about paying two mortgages.
Rebuild Your Credit: By continuing to pay the existing loan, we help avoid missed payments or foreclosure, preserving your credit for future financial needs.
No Closing Costs: We cover the closing costs.
No commissions or fees: Traditional sales often involve real estate agent commissions. Selling to us avoids these costs.

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Our 4 step process

Step 1:

Get In Touch

Everything starts with the first contact.

In order for us to begin the offer process, you will need to submit information about the property.

You can either use our simple offer form or you can give us a call directly to get started on your offer.

Step 2:

Info Gathering

We’ll want to gather some information about your property and your situation.

Almost no two cases are identical. Sometimes, a cash offer will work just fine. In other cases, there simply isn’t enough equity in the property to make a cash offer work, and so we will look to some of our alternative options.

In order to do that, the more information you’re willing to give, the better we can serve you. And if you don’t know what you need to tell us, that’s all right!

We have done this long enough to know what to ask and can guide you through the entire process.

Step 3:

Let’s Visit

Once we have gathered information from you about the property, the next step is to schedule a visit.

We’ll need to take a look at the interior as well as the exterior to get a better idea of the condition of the property.

To give you an accurate offer, we need to assess how much love and care the house needs for us to bring it back up to the market. We are assuming the work, time, and costs into renovating or remodeling the house so you don’t have to, but we to make sure we get it right!

We want to make sure this is a win-win situation for both of us.

Step 4:

Our Offer

We will make our offer to you.

In most cases, this is a cash offer that will allow you to simply accept, choose your closing date, and be done with the property with NO money out of your pocket.

If the cash offer won’t work for your case, then we will offer alternative solutions to purchase the home from you. There are many ways to purchase a property that are not traditional.

Timeframe: Once we get your information, we’re usually able to make you a fair all-cash offer within 24 hours. From there, we can close as quickly as 7 days… or on your schedule.

Send us some basic details about your house to get started ›

FAQs About Mortgage Payment Takeovers

Q: Will the mortgage remain in my name?
A: Yes, the loan stays in your name unless refinanced later. However, we take over the payments, so you no longer have to worry about them.

Q: Is this process legal?
A: Absolutely. Mortgage payment takeovers are a legitimate and widely used real estate strategy. We ensure all agreements are transparent and compliant with legal requirements.

Q: What happens if the payments aren’t made?
A: At Green Country Home Buyers, we take pride in our reliability. Once we take over your mortgage payments, we handle them responsibly to ensure the loan stays current.

Why Choose Green Country Home Buyers?

Experience You Can Trust
- We’ve helped countless homeowners navigate challenging situations with tailored solutions.
Fast Closings
- We can close in as little as 7 days, giving you the speed and certainty you need.
Transparent and Compassionate
- We walk you through every step of the process, ensuring you feel confident and informed.
Local Expertise
- As a trusted home-buying company, we understand the unique challenges homeowners face in Tulsa.